Franchised Restaurants

Universal Coverage Corp. caters to the insurance needs of today's restaurant owners, offering quality coverage unique to the industry. Our value proposition is straight-forward. We can better serve you because we specialize in and understand the restaurant industry. We offer:

  • Broad coverage designed for your industry and tailored to your standards
  • Competitive pricing from A.M. Best "A" Rated Insurance Carriers
  • Responsive, fair claims services that protect the best interests of policy owners
  • Access to safety & loss prevention information specifically for restaurant operations

As experts in restaurant insurance and risk management issues, we have built upon our experience to develop a portfolio of coverage that addresses every facet of your restaurant operation. A partial list of available coverages include:

  • Property Insurance / Building; Tenant Improvements; Contents
    • Business Income
    • Equipment Breakdown
    • Food Contamination/Spoilage
    • Checkroom Theft
  • Crime/Employee Dishonesty
  • General Liability
  • Employee Benefit Liability
  • Liquor Liability
  • Workers' Compensation and Employers' Liability
  • Auto/Valet Liability (including Auto Physical Damage)
  • Umbrella/Excess Liability

Financial Stability: Issuing policies from A.M. Best "A" Rated Insurance Carriers, with the financial strength to provide stable, consistent and competitive pricing.


Industry Knowledge: From the front door, to four tops, to walk-in freezers, we know the risks you face and know how to protect those risks unique to the restaurant industry.


Nationwide Claims Service: Our team is there wherever you need them, and whenever you need them.