Universal Coverage Corp. caters to the insurance needs of today's restaurant owners, offering quality coverage unique to the industry. Our value proposition is straight-forward. We can better serve you because we specialize in and understand the restaurant industry. We offer:
- Broad coverage designed for your industry and tailored to your standards
- Competitive pricing from A.M. Best "A" Rated Insurance Carriers
- Responsive, fair claims services that protect the best interests of policy owners
- Access to safety & loss prevention information specifically for restaurant operations
As experts in restaurant insurance and risk management issues, we have built upon our experience to develop a portfolio of coverage that addresses every facet of your restaurant operation. A partial list of available coverages include:
- Property Insurance / Building; Tenant Improvements; Contents
- Business Income
- Equipment Breakdown
- Food Contamination/Spoilage
- Checkroom Theft
- Crime/Employee Dishonesty
- General Liability
- Employee Benefit Liability
- Liquor Liability
- Workers' Compensation and Employers' Liability
- Auto/Valet Liability (including Auto Physical Damage)
- Umbrella/Excess Liability
Financial Stability: Issuing policies from A.M. Best "A" Rated Insurance Carriers, with the financial strength to provide stable, consistent and competitive pricing.
Industry Knowledge: From the front door, to four tops, to walk-in freezers, we know the risks you face and know how to protect those risks unique to the restaurant industry.
Nationwide Claims Service: Our team is there wherever you need them, and whenever you need them.