Life Insurance and Employee Benefits

Universal Coverage Corp. is completely adept at providing the financial insurance products necessary to protect and secure individuals, families and businesses wealth and assets. In today's business environment you know the challenges of running a successful business and retaining the quality staff who contribute to its success. You also recognize the benefits that your business can provide to both you and your family. To maximize these benefits you'll need to make important business decisions.


To prepare for the future and keep your company running smoothly, you need business planning strategies that address, among other things the following concerns:

  • Retirement Income
  • Executive Compensation
  • Business Continuation

Universal Coverage Corp. can help you make arrangements that allow you to take care of these crucial decisions and let you focus on your own business operations. 

  • Settle your estate's debts and taxes.
  • Provide your family funding to maintain its current standard of living.
  • Support your dependents' futures.
  • Provide immediate financial relief.

Funding Options during your lifetime:

  • A supplement for your retirement income.
  • Money for a college education, starting a business or and unforeseen emergency.

Universal Coverage Corp. benefits coordinators provide full service analysis and support in the following areas:


Individual Insurance Protection

  • Term Life Insurance 
  • Universal Life Insurance 
  • Whole Life Insurance 
  • Survivorship Life Insurance 
  • Disability Insurance
  • Long Term Care Insurance 
  • Annuities

Financial Planning Services

  • Estate Planning
  • Wealth Transfer Planning
  • Retirement Planning
  • Charitable Planning
  • Executive Compensation Planning

Universal Coverage Corp. can provide a cost-effective, easy-to-manage employee benefits program. This has become increasingly important to many businesses and industries. Our knowledge of the employee benefits and healthcare industry, combined with our strong relationships with key employee benefits providers, allow us to offer our clients the highest quality benefits programs at the most competitive premiums. We provide our clients with a superior level of pre and post sale support (enrollment meetings, customized benefit statements, employee benefit websites, claims management, etc.) while maintaining the attentive, responsive service that is so crucial to the effective implementation of an employee benefits program.

  • Group Health
  • Group Life
  • Dental
  • Disability — Short & Long-Term
  • AD&D
  • Voluntary Benefits